Financial Supply Chain

Stabilising Supply Chains and Putting a Smile on the CFO's Face UniCredit’s Trade Finance offering to corporates ranges from the most traditional products and services – such as guarantees, documentary collections, letters of credit and forfeiting - to highly competitive and cutting-edge business solutions.

Trade Finance: Stabilising Supply Chains and Putting a Smile on the CFO’s Face

UniCredit’s Trade Finance offering to corporates ranges from the most traditional products and services – such as guarantees, documentary collections, letters of credit and forfeiting - to highly competitive and cutting-edge business solutions.

We keep in close touch with our clients through all stages of their supply chain, from the first bid until the final payment of receivables, thus shortening the ‘order-to-cash-cycle’ and making sure that payments are settled safely and in time.

Trade Purchase for Suppliers (TPS)

Based on proven technology, TPS represents the most modern, fully automated solution for the financing of receivables. Without the constraints of a credit line, corporates can use this method to unleash trapped working capital and hence to tap a liquidity source in sync with the growth (or reduction) of their actual business volume.

The TPS technology allows the bank to handle a high number of transactions efficiently. In this way suppliers can decide at any time to assign their portfolio of receivables to the bank, no matter how big or small it is, and receive an immediate cash payment for it.

Thanks to its flexible set-up, TPS enables financing arrangements of various kinds.

Trade Purchase for Buyers (TPB)

TPB is the state-of-the-art solution for working capital optimisation enabling corporate clients (buyers) to extend their payables without hurting the financial standing of their suppliers.

UniCredit has developed TPB as a web-based system that puts the physical supply chain in sync with the financial supply chain, for both multinationals and SMEs.

TPB is simple, reliable and scalable, adapting to the corporates’ needs. The product was designed to smoothly handle both large and small volumes of invoices.

Bank Payment Obligation (BPO)

The newly created instrument the Bank Payment Obligation constitutes an irrevocable undertaking of a bank (usually the importer’s bank) in favour of the exporter’s bank, to pay at sight or to pay at maturity, subject to the electronic comparison of trade data between the banks via a so-called Transaction Matching Application (TMA).

BPO is a technology independent instrument based on ISO 20022 XML messages that can be used on any open Trade Matching Application (TMA) such as the SWIFT Trade Services Utility (TSU) platform.

UniCredit is a registered user of TSU that enables connection to banking partners all over the world.

@GlobalTrade (@GT)

@GT is a customer-friendly, multi-bank, web-based platform solution. Mainly designed for corporates with significant volumes guarantees and/or letters of credit, that require connections to multiple banks. The tool is a web-based client-centric tool that safeguards truly multi-entry and multi-participant solutions for handling all internal and external processes related to guarantees, letters of credit and documentary collections.

@GT interacts smoothly with existing systems and provides full transparency to all transaction flows – including extensive reporting tools. Despite the fact that @GT is a client-centric platform, UniCredit offers to host it on a lease-basis.

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