Jonathan Williams

Principal Consultant, Mk2 Consulting Ltd,


RTS on SCA: battle for the middle(ware) ground

  It’s fair to say that no one area of the Payment Services Directive 2 (PSD2) has caused as much controversy as the Regulatory Technical Standard (RTS) around Strong Customer Authentication (SCA), what it is and when it should be applied. Significant lobbying has gone on by incumbent banks,...

Financial crime: identity is the weak point in all our defences

Can your bank prove it’s you – the treasurer – asking for an account to be opened or a high-value payment to be sent? How do they know it’s not a fraudster? Jonathan Williams - Principal Consultant at Mk2 Consulting Ltd explains the role of ‘identity’ in financial services, and highlights where...