Atlar First to Use J.P. Morgan Payments’ new API to Connect AI agents to Banking Data in Seconds

Published: April 29, 2026

Atlar is the first to use J.P. Morgan Payments’ new API for treasury services and payments to enable joint customers to connect their J.P. Morgan bank accounts to Atlar in seconds. AI app-building platform Lovable is the first joint customer to benefit from this collaboration. 

AI is reshaping what finance teams expect from their tools and at the same time exposing how much of a team’s success depends on the data underneath. For AI agents to work in finance, they need reliable, real-time financial data. That starts with how platforms connect to banks. 

Connected in seconds, not weeks or months

Finance platforms have long connected to banks through file transfers and batch-based channels, which require time and resources for implementation and delivery. For AI agents like Atlar’s that depend on real-time financial data to operate, this can create a bottleneck. Model capability is no longer what holds AI back in finance; data and context are. 

J.P. Morgan Payments’ new API provides treasury management platforms and their AI agents with near real-time access to financial data in J.P. Morgan bank accounts. The API integration between J.P. Morgan Payments and Atlar is already built and maintained; a joint customer can simply authenticate and connect their J.P. Morgan bank accounts to Atlar’s treasury platform in seconds, with no IT development required on their side. Real-time balances, transactions, and payment data flow directly into Atlar, becoming fully integrated with a company’s Enterprise Resource Planning (ERP) system and finance stack. 

From the moment a customer goes live, Atlar’s AI agents are reviewing payments, reconciling transactions, and generating forecasts. 

Lovable: AI-native from product to finance

Lovable has reached $400M ARR in 15 months and a $6.6 billion valuation in just over a year. As one of the most recognised AI companies in the world, Lovable understands what it takes for AI to deliver, and chose an AI-native treasury platform to match. 

At Lovable’s scale, manual treasury work isn’t viable. Lovable is the first joint customer to leverage the new API integration between Atlar and J.P. Morgan Payments, connecting its J.P. Morgan bank accounts to Atlar and fully integrating with its ERP system. This enables Atlar’s agents to handle cash positioning, payments, reconciliation, and forecasting from day one. 

“When you’re growing at our pace, you need partners that can move with you. Lovable helps remove barriers for builders; Atlar and J.P. Morgan Payments are doing the same for our finance team, which is rare to find,” says Matias Salonen, Finance and BizOps at Lovable. 

Lisa Davis, Head of Digital & Design Commercialisation at J.P. Morgan Payments, said “With this new API, we’ve lowered the implementation burden for organisations like Atlar and Lovable. The ability to authenticate and go live in seconds, with real-time data and payments that are delivered efficiently, is another example of our commitment to provide companies with the tools they need to manage their treasury operations securely today and to keep pace with what’s next.” 

“Useful AI in finance starts with connectivity. This collaboration with J.P. Morgan Payments gives our customers real-time data from one of the most important finance institutions in the world, and Lovable is exactly the kind of company we built Atlar for,” said Joel Nordstrom, Co-founder and CEO at Atlar. To learn more about available J.P. Morgan Payments APIs, visit the J.P. Morgan Payments Developer Portal. To see the Atlar platform for yourself, book a demo or get in touch.