Published 
Please note: this article is over 11 years old. If you feel this article is inaccurate or contains errors get in touch here . Many thanks, TMI

创新带来效率 (Leader: Efficiency Through Innovation)

Cindy Murray - 美国银行美林公司全球企业银行电子商务主管

全球金融危机爆发之后,企业及其他机构加强了对降低风险、优化营运资金和提高财务流程效率及透明度的重视。在美国银行美林公司,客户们正与我们合作制定全球协同工作计划——涉及采购到支付和报价到现金周期的端到端直接操作流程的宏观愿景。就推动效率和连通性而言,很少有事项比为客户提供最新最佳技术更重要了。

作为全球最大的金融机构之一,美国银行美林公司每天在世界各地处理70,000多笔交易,涉及近100种货币,估计日均交易额700亿美元。我们的在线资金管理系统有逾50万用户。这样的规模和范围要求具有战略眼光,不仅针对培育创新的解决方案,而且也包括与其他公司合作,从而为客户更快地提供先进的技术。

协同工作的一个基础建构模块是支付。以往银行通过多个旧有系统为客户提供的是分割的支付体验。因此,客户在管理交易时不得不使用多个具有不同功能水平的界面。

Published 
Please note: this article is over 21 years old. If you feel this article is inaccurate or contains errors get in touch here . Many thanks, TMI

Leader: Efficiency Through Innovation

by Cindy Murray, Global Corporate Banking eCommerce Executive,
Bank of America Merrill Lynch

In the wake of the global financial crisis, corporations and other businesses have heightened their focus on how to reduce risk, optimise working capital, and make financial processes more efficient and transparent. At Bank of America Merrill Lynch, our clients are helping us develop plans for global interoperability, and few things are as vital to this drive toward efficiency and connectivity as giving clients the latest and best technology.

One of the world’s largest financial institutions, Bank of America Merrill Lynch executes more than 70,000 transactions per day globally, in nearly 100 currencies and with an average daily notional volume of $70bn. Our online cash management systems have more than 500,000 users. That size and reach demands a strategic vision for not only cultivating innovative solutions but also collaborating with other companies to more quickly deliver technological advances to clients.

One building block of interoperability is payments. Historically, banks have offered a fragmented payment experience through legacy systems, forcing clients to use multiple screens with varying levels of functionality as they manage transactions.