Efficient liquidity solutions designed to deliver value in every market cycle.

As one of the largest cash and ultra-short managers in the world, we work with institutions to optimise their liquidity assets so they can achieve their short- and long-term objectives. We offer a broad range of solutions from AAA rated Money Market Funds to ultra-short strategies, uniquely tailored to investor cash flow requirements.

$302.7B

LIQUIDITY ASSETS
UNDER MANAGEMENT*

40+

YEARS MANAGING GLOBAL
LIQUIDITY SOLUTIONS

14:00 GMT

LATEST DEALING CUT-OFF TIMES IN EUROPE FOR GBP AND EUR

*As of 31 Mar 2024. Source: NTAM Finance.

Key Benefits

Principal Preservation

Strict risk‑controls and credit reviews ensure we never lose sight of this primary investment objective.

Liquidity Optimisation

Solutions designed to help clients meet their cash flow needs while maintaining optimal portfolio liquidity.

Responsible Investing

Established solutions that enable investors to support minority‑ and women‑owned firms.

Liquidity Link Newsletter

Latest News & Insights Across Global Liquidity Markets

Northern Trust Asset Management welcomes you to the Liquidity Link Newsletter, our monthly publication offering timely updates for liquidity investors around the world. Subscribe and receive timely updates on the U.S., U.K and Eurozone markets along with the latest:

  • Videos
  • Webinars
  • Thought leadership (including blogs, articles and case studies)

Monthly Newsletter:
Fed and BoE Wrestle with Fragile Confidence as ECB Cuts First


Exclusive insight for TMI subscribers!
Northern Trust Asset Management share a monthly market commentary for treasurers.

Latest Chart of the Month:
June 2024


View Northern Trust Asset Management’s Chart of the Month, a visual resource for treasurers that provides insight into the latest market developments.

Check Out Northern Trust Asset Management’s Approach to Money Market Solutions in EMEA

A global leader in liquidity strategies, focussed on conservative investment principles centred around:

  • Capital Preservation

  • Liquidity Management

  • Risk Adjusted Yield

Case Study

Looking beyond money market funds to achieve yield and diversification in a challenging rate environment.

Find out More

More Market Insights

Fed Chair Powell Lays Out Macroeconomic Scenarios
Keeping Options Open, But Not Overreacting
Why Treasurers Need a Diversified Approach to Cash Management
Looking for Greater Confidence
Where Global Interest Rates Could Head in 2024
Transitioning Carefully
10-Year Outlook: Why Central Banks May Concede Inflation Above Their Targets
Capital Market Assumptions 10-Year Outlook: 2024 Edition
September Rate Hike? Fed Doesn’t Close Doors

Latest Podcasts

Fed and BoE Wrestle with Fragile Confidence as ECB Cuts First
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Cash & Liquidity Management
Sticky Inflation Prompts Reappraisal of Fed Rate Cut Start Date
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Markets Line Up Summer Rate Cuts
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Economic Data Vindicates Rate Caution By Central Banks
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Central Banks Gear Up For Tough Final Mile In Inflation Battle
Welcome to the latest edition of Liquidity Link Live, your exclusive market analysis provided by Northern Trust Asset Management.
False Start! Markets Jump the Gun On Rate Cut Timing and Magnitude
Welcome to the latest edition of Liquidity Link Live, your exclusive market analysis provided by Northern Trust Asset Management.
Central Banks Caution Against Declaring Victory Over Inflation
Welcome to the latest edition of Liquidity Link Live, your exclusive market analysis provided by Northern Trust Asset Management.
Central Banks Hold Rates as Financial Tightening Takes Grip
Welcome to the latest edition of Liquidity Link Live, your exclusive market analysis provided by Northern Trust Asset Management.
Cash & Liquidity Management
Matterhorn or Table Mountain? Central Banks Mull the Rate Hike Summit
Welcome to the latest edition of Liquidity Link Live, your exclusive market analysis provided by Northern Trust Asset Management.
Cash & Liquidity Management
Central Banks Align On ‘Restrictive For Longer’ Policy Position
Welcome to the latest edition of Liquidity Link Live, your exclusive market analysis provided by Northern Trust Asset Management.

Latest Articles

Cash & Liquidity Management
Fed and BoE Wrestle with Fragile Confidence as ECB Cuts First
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Cash & Liquidity Management
Sticky Inflation Prompts Reappraisal of Fed Rate Cut Start Date
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Markets Line Up Summer Rate Cuts
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Economic Data Vindicates Rate Caution By Central Banks
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Central Banks Gear Up for Tough Final Mile in Inflation Battle
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
False Start! Markets Jump the Gun On Rate Cut Timing and Magnitude
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Central Banks Caution Against Declaring Victory Over Inflation
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Cash & Liquidity Management
Central Banks Hold Rates as Financial Tightening Takes Grip
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Cash & Liquidity Management
Matterhorn or Table Mountain? Central Banks Mull the Rate Hike Summit
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.
Cash & Liquidity Management
Central Banks Align on ‘Restrictive for Longer’ Policy Position
Exclusive insight for TMI subscribers! Northern Trust Asset Management share a monthly market commentary for treasurers.

Through the Liquidity Lens: Corporate Treasury Trends in Short-term Investments

Our short-term investment report uncovers six key themes impacting treasurers today.

Hear from industry experts on achieving your short-term investment goals whilst maintaining a core focus on liquidity and capital preservation in this volatile and challenging environment.

IMPORTANT INFORMATION

For Asia-Pacific (APAC) and Europe, Middle East and Africa (EMEA) markets, this information is directed to institutional, professional and wholesale clients or investors only and should not be relied upon by retail clients or investors.

The information contained herein is intended for use with current or prospective clients of Northern Trust Investments, Inc (NTI) or its affiliates. The information is not intended for distribution or use by any person in any jurisdiction where such distribution would be contrary to local law or regulation. Northern Trust Asset Management’s (NTAM) and its affiliates may have positions in and may effect transactions in the markets, contracts and related investments different than described in this information. This information is obtained from sources believed to be reliable, its accuracy and completeness are not guaranteed, and is subject to change. Information does not constitute a recommendation of any investment strategy, is not intended as investment advice and does not take into account all the circumstances of each investor. This report is provided for informational purposes only and is not intended to be, and should not be construed as, an offer, solicitation or recommendation with respect to any transaction and should not be treated as legal advice, investment advice or tax advice. Recipients should not rely upon this information as a substitute for obtaining specific legal or tax advice from their own professional legal or tax advisors. References to specific securities and their issuers are for illustrative purposes only and are not intended and should not be interpreted as recommendations to purchase or sell such securities. Indices and trademarks are the property of their respective owners. Information is subject to change based on market or other conditions.

All securities investing and trading activities risk the loss of capital. Each portfolio is subject to substantial risks including market risks, strategy risks, advisor risk, and risks with respect to its investment in other structures. There can be no assurance that any portfolio investment objectives will be achieved, or that any investment will achieve profits or avoid incurring substantial losses. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. Risk controls and models do not promise any level of performance or guarantee against loss of principal. Any discussion of risk management is intended to describe NTAM’s efforts to monitor and manage risk but does not imply low risk.

Past performance is not a guarantee of future results. Performance returns and the principal value of an investment will fluctuate. Performance returns contained herein are subject to revision by NTAM. Comparative indices shown are provided as an indication of the performance of a particular segment of the capital markets and/or alternative strategies in general. Index performance returns do not reflect any management fees, transaction costs or expenses. It is not possible to invest directly in any index. Net performance returns are reduced by investment management fees and other expenses relating to the management of the account. Gross performance returns contained herein include reinvestment of dividends and other earnings, transaction costs, and all fees and expenses other than investment management fees, unless indicated otherwise. For additional information on fees, please refer to Part 2A of the Form ADV or consult an NTI representative.

Forward-looking statements and assumptions are NTAM’s current estimates or expectations of future events or future results based upon proprietary research and should not be construed as an estimate or promise of results that a portfolio may achieve. Actual results could differ materially from the results indicated by this information.

Hypothetical portfolio information provided does not represent results of an actual investment portfolio but reflects representative historical performance of the strategies, funds or accounts listed herein, which were selected with the benefit of hindsight. Hypothetical performance results do not reflect actual trading. No representation is being made that any portfolio will achieve a performance record similar to that shown. A hypothetical investment does not necessarily take into account the fees, risks, economic or market factors/conditions an investor might experience in actual trading. Hypothetical results may have under- or over-compensation for the impact, if any, of certain market factors such as lack of liquidity, economic or market factors/conditions. The investment returns of other clients may differ materially from the portfolio portrayed. There are numerous other factors related to the markets in general or to the implementation of any specific program that cannot be fully accounted for in the preparation of hypothetical performance results. The information is confidential and may not be duplicated in any form or disseminated without the prior consent of NTAM.

This information is intended for purposes of NTI and/or its affiliates marketing as providers of the products and services described herein and not to provide any fiduciary investment advice within the meaning of Section 3(21) of the Employee Retirement Income Security Act of 1974, as amended (ERISA). NTI and/or its affiliates are not undertaking to provide impartial investment advice or give advice in a fiduciary capacity to the recipient of these materials, which are for marketing purposes and are not intended to serve as a primary basis for investment decisions. NTI and its affiliates receive fees and other compensation in connection with the products and services described herein as well as for custody, fund administration, transfer agent, investment operations outsourcing and other services rendered to various proprietary and third party investment products and firms that may be the subject of or become associated with the services described herein.

Northern Trust Asset Management is composed of Northern Trust Investments, Inc. Northern Trust Global Investments Limited, Northern Trust Fund Managers (Ireland) Limited, Northern Trust Global Investments Japan, K.K, NT Global Advisors, Inc., 50 South Capital Advisors, LLC, , Northern Trust Asset Management Australia Pty Ltd, and investment personnel of The Northern Trust Company of Hong Kong Limited and The Northern Trust Company.

NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE

© 2024 Northern Trust Corporation. Head Office: 50 South La Salle Street, Chicago,