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Tom Alford

Articles

The High-Flyer With His Feet On The Ground

My Life in Treasury: Andrea Sottoriva Group Treasurer and Finance Director, SITA Some career paths appear random while others...

The Thrill of the New

My Life in Treasury: Patrick Kunz Patrick Kunz is an interim treasury and finance consultant. With experience in abundance to share with his clients, he understands that...

All-Seeing AI: The Facts About Real-Time Cash Forecasting

A real-time view on corporate cash and liquidity positions has become crucial to optimal decision-making. Yet for many companies...

Changing Power and Powering Change

The automotive sector is in the midst of great change as motive power switches progressively from the internal combustion engine to electric. DBS, which is involved in...

Making Machine Learning Work for Treasury

Machine learning is often seen as the panacea for all modern business challenges. However, while it can be a very useful ally, it...

Payments Tech: Delivering Strategic Advantage

The payments space has been put to the test over the past 18 months or so as businesses continue to face up to the challenges of...

A Tidal Force

My Life in Treasury: Inês Faden da Silva As Group Treasurer for Tideway, the utility behind London’s new 25km ‘super sewer’, Inês Faden da Silva is helping to make a...

Marketplace Heroes

How Treasurers Can Keep the Cash Flowing Freely Online marketplaces are increasingly seen as one of the most effective ways of leveraging customer and seller relationships. A...

Building a Better Cash Forecasting Toolkit

Without effective forecasting, companies are essentially flying blind into the future. We look at the role of new technology...

TIS EPO: Reimagining the World of Enterprise Payments

Treasury Intelligence Solutions’ (TIS) Enterprise Payment Optimization (EPO) takes a vital process, removes its...

Crypto: Can it Ever Be Right for Treasury?

In an era where arguably even normally dependable gilts have shifted from being ‘risk-free returns’ to ‘return-free...

Schuldschein: Helping SITA Rebuild the Airline Sector

When global air transport infrastructure provider SITA was seeking to extend its cash buffers, Germany’s Schuldschein market...

Beyond Technology in Treasury: Leveraging Community Intelligence

Running an efficient, data-driven global treasury is not just a technology play:...

From Cash Pools to Clean Energy

Triple-Layered Cash Pool Providing China Three Gorges with Overseas Funds Control CORPORATE RECOGNITION AWARDS Best Cash Pooling Solution – Highly Commended  When...

Regulatory Round-up with the EACT

The European financial regulatory environment is one of the most homogenised in the world and yet it still forces corporate treasurers to stay constantly alert for local...

Payment Tech Uptake Post-Covid-19 ‘Surprising’ says Deutsche Bank Survey

A new survey by Deutsche Bank of over 200 European treasurers and CFOs highlights...

Connectivity Means Continuity

Calastone Connect Forum 2020 Calastone’s Connect Forum 2020 brought together a quartet of treasury professionals to discuss the role of technology in enabling more...

Never a Dull Day

My Life in Treasury with Jeannot Jonas, Assistant Treasurer, Cash & Capital Markets at Carrier Global Corporation Carrier Global Corporation is an $18.6bn S&P 500...

Recipe for Success: Building a New World-class Treasury during Lockdown

When Patrick Kunz, Interim Treasury & Finance Consultant, started at...

A Ringside Seat on Change

My Life in Treasury with Anthony J. Carfang, Managing Director, The Carfang Group Anthony Carfang has a distinguished background in consulting, writing, speaking, thought...

Is it Time to Appoint a Chief Liquidity Officer?

In the current trading environment, where companies really need to have both acute visibility over their financial assets, and...

Paper Cuts: Rio Tinto Leverages Blockchain for Trade

With the first fully digital, blockchain-secured end-to-end letter of credit transaction between Nanjing Iron & Steel and Rio...

ION Treasury: Creating Real-World Opportunities for a Digital Future

Treasurers have much to gain from a co-ordinated programme of digitalisation. With...

FX Hedging Strategies for 2021 and Beyond

As new processes and technologies are called upon to help businesses navigate turbulent waters post Covid-19, foreign exchange...

Flying Start: Taming SITA’s Vast and Complex Payments Set-up

As a specialist in air transport communications and information technology, SITA is present in just about every country on the...

Inbound Payments Tracking: A Game-Changer in the Making

With SWIFT’s cross-border inbound tracking service for gpi becoming the latest addition to the treasurer’s toolkit, Nicolas...

Blog

How to Tackle KYC and Other ID Pain Points

Following the launch of Verafide, the UK’s first open source blockchain-based platform for verifiable credentials, TMI talks to the firm’s technical adviser about know your customer policies and other corporate uses...

ESG Spotlight: How to Recycle Plastic While Tackling Poverty

Plastic Bank is an international social enterprise organisation founded and based in Canada. It builds recycling ecosystems in underdeveloped communities, as a way of reducing plastic pollution and tackling high poverty...

Crypto, CBDCs, DeFi and the Treasurer

Ingka Group, the largest franchisee of the IKEA brand, with 390 stores in 32 countries, is not currently using digital currencies, but is following their progress closely. It is building its knowledge and understanding of the market, and assessing when the right...

Accelerating the ESG Agenda

Bank of America’s recently formed EMEA ESG Strategic Council has a number of important goals in its sights. TMI talks to the council’s leaders about how it will deliver and what it means for stakeholders. With a stated intention of becoming net zero by 2030,...

Green Light for Green Trade Finance

Green trade finance transactions require a trade finance instrument to support an underlying green project. But with no market standards yet supporting their use, accusations of ‘greenwash’ threaten their integrity. TMI spoke to the Head of Trade Finance at...

Time for Treasurers to Demand More Money Market Transparency

The money markets play a key part in the short-term investment programmes of treasurers. Reforms have helped them ride out the worst of recent events. But money markets could be better still, says one leading...

Steel Determination: ArcelorMittal’s Front-to-Back Trading and Risk Challenges Resolved

With its multi-vendor hedging and financial risk management system architecture coming to the end of its useful life, leading...

We Need to Talk About Pensions

Pension trusteeship is subject to a range of increasing challenges, not least around managing the regulatory burden. For a corporate treasurer entrusted with a UK defined benefit pension scheme – especially one from a multinational sitting overseas – the time...

Post-Brexit UK Finance Sector Changes: Should Treasurers Worry?

Concerns that the might of the UK’s financial sector would crumble post-Brexit seem not have been justified – so far. Can treasurers rest easy? Chris Biggs, Partner,...

What CBDC Experiments Mean for the Real Economy

The use of digital currencies in legitimate commercial settings took a sizeable step forward recently with the first ever live settlement of a fund using Central Bank Digital Currency (CBDC) tokens. What is the impact...

From Ancient Rome to the Digital World

The second instalment of Standard Chartered’s Regulatory Readiness Series for Corporates explores the impact on treasury of the regulatory necessity to respond to immediate threat while delivering on long-term...

Revenue Indices Could Save Airlines (and Other Sectors) Billions

The airline industry, currently subject to an extraordinarily challenging trading environment, could be about to save billions of dollars every year in financing costs if a...

Banking-as-a-Service 101

If you’ve not heard of Banking-as-a-service (BaaS) yet, do not be alarmed. It’s a relatively new concept that is still mostly concerned with retail banking. But its application for transaction banking is beginning to create waves. TMI wrote about Goldman...

Why Banking Has to Shape Up or Ship Out

EY’s recent report on the state of the corporate, commercial, and SME banking market points to a number of problems in the sector, before providing several solutions. Treasurers interested in moulding the future with...

How to Innovate – and be Successful

Innovation comes with no guarantees of success. Is there a way to increase the odds? We ask Annerie Vreugdenhil, Chief Innovation Officer, ING , to describe the processes she employs with her team. In the treasury world, ‘innovation’ may be interpretated as...

The Potential of Quantum Computing in Trade Finance

The financial mechanisms underpinning global trade are undergoing significant change. Tradeteq CEO Christoph Gugelmann explains how quantum computing has the potential to transform this trillion-dollar industry over the...

BIS: Cyber-attacks on Financial Sector Never Been Greater

The connected nature of business today means it has never been more important for treasurers to recognise and respond to the risks impacting their partner ecosystem. In particular, given the agenda for digitalisation,...

Remote Control: Can Treasury Break Free From the Office for Good?

With the pandemic forcing many to work remotely, the idea has gained traction among professionals that this is not such a bad thing after all. To what extent can treasurers...

Adopt Me: Why Innovations Must Be Humanised

As book titles go ‘Technology Is Dead’ is likely to pique the interest of more than a few treasurers, given that the profession is frequently bombarded with messages to the contrary. TMI spoke to its author, Chris...

McKinsey Review: Banks Active Actors in

McKinsey’s Global Banking Annual Review 2020 is out and, despite the obvious challenges of this year, positivity is in the air. But more work is needed. TMI talks to one of the report’s authors, McKinsey Senior...

Time to Sleep, Perchance to Dream? Not in the World of Payments…

The pace of change in the payments space is not conducive to restful slumber. Standard Chartered’s Regulatory Readiness Series for Corporates aims to soothe the fevered...

Port of Rotterdam: Taking Sustainable Finance to the Next Level

Ports are a vital part of the global economy – so when one of the biggest in the world is striving to counter climate change, its actions should be watched closely. TMI...

Specialist Treasury Technology: A Breed Apart?

The idea that best-of-breed selection, as opposed to a traditional ‘full stack’ TMS, is the way forward gets the TIS ‘Executive Briefing’ treatment in its latest paper. But are treasurers ready to abandon their...

Are APIs Really Delivering the Goods?

The noise around APIs is particularly raucous in the financial services world, but are they delivering on the promise to bring a host of new products and services to end-users? TMI asks Sindhu Vadakath, Head of Global Digital Channels and Asia Payments Product...

Digital RFPs: No More Pain, Many More Opportunities

It seems that change is in the air for many corporates. Indeed, a recent Treasury Dragons event demonstrated that there is a healthy appetite amongst corporates to move to another core system or banking provider. With...

Disruptive Treasury Tech: Perspectives from BofA

Technological disruption is the name of the game in financial services these days. With Bank of America’s Head of Cross-Product Solutions, Ayeesha Sachedina, speaking on a SIBOS panel later this week on the impact of...